I'm Looking For Life Insurance. I'm HIV+, I've Known For About 15 Months. 😎 | myHIVteam

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I'm Looking For Life Insurance. I'm HIV+, I've Known For About 15 Months. 😎
A myHIVteam Member asked a question πŸ’­
posted July 19, 2021
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A myHIVteam Member

I found a $20,000 policy for $71.00 a month thru United of Omaha. 😁

posted July 20, 2021
A myHIVteam Member

That's not so true my dear. Once again you can find a whole life insurance policy that will cover burial cost for up to 30k with most carriers. The difference between this policy is that this policy does not require an answer to the HIV question as most larger policies will.

posted July 19, 2021 (edited)
A myHIVteam Member

I'm not sure. That's why I'm asking. I'm still adjusting. ☹️

posted July 19, 2021
A myHIVteam Member

Good afternoon and I'm sorry to hear about your diagnosis. Please know that you will have a normal extended life like anyone else using HIV medications. Having said that unfortunately life insurance companies do not agree with the science. At this time we can only buy life insurance policies for funeral expenses and so forth. I believe the maximum for that kind of policy is $30, 000. You can buy several $30,000 policies say for example 4 to Total a life insurance of $120k to your beneficiaries but you would also have to pay four monthly premium payments. These payments can be as high as $100 per month. I personally have mutual of omaha. Much love πŸŒˆπŸŒˆπŸŒˆπŸ€£πŸ‘πŸ€˜β™₯️

posted July 19, 2021
A myHIVteam Member

They can go as high as 30k. What you can do is take out several it'll come out to about $400 in premiums a month for about $120,000 worth of Life insurance πŸ€—πŸ€˜πŸ‘β€οΈ

posted July 20, 2021

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