What I can offer is this my friends if you have adap and Ryan White they will pay the premiums on a supplemental Medicare Blue Cross plan F plan ...Please do not choose a Medicare advantage plan because it is not Medicare. They will try to offer it to you but again it is not Medicare. If you're on Medicare get yourself a Blue Cross supplemental plan F which is paid through adap and Ryan White funding that will cover the 10% or the 20% that Medicare does not cover in case of hospitalizations or other services 👍👍👍👍❤️

Hi all hugs to each virtual unfortunately but being service connected in military for agent orange I am well taken care of and the open enrollment becomes a troubling time because they wanna sell free benefits but each of supplement is another sale plan that takes money from retirement plan and they become harassing I am on top of health plan an my help if need more I will then as from drug companies as some have patient help plans or referrals to get it.yiur drs should also be able to direct you as well.
Thanks for letting me bend your ear.lol
Hugs ghost hugs

Heart Heart Heart you two, for the reminders on both ends.

Thank you

@A myHIVteam Member, I would like to point out that some states only cover one thing, while other states cover two.
1) Some states' adap will only cover your premiums for your insurance, but not your meds, or your meds but not your premiums.
2) some states' adap will cover 100% of one and a portion of the other
3) some states will cover 100% of both your premium and your drug coverage
I am lucky that my state's adap covers both. They pay my premium 100% then cover my meds for the portion my blue cross blue shield that I get on the Market place doesn't cover. After my insurance pays for my HIV meds, I would still owe like $150 and adap pays that remaining $150.

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A myHIVte...